STORIES

Losing income? Here are some tips.

We know that many people in our afterschool community are experiencing a loss of income due to closures of schools, afterschool programs, child care centers and businesses. Here are a few resources that might help:
 
Texas Unemployment Benefits
Due to the increase in unemployment claims, the Texas Workforce Commission is working to increase staffing to meet the need.  At this time, they are recommending using the website.
Apply online
Applying by telephone: If you don’t have Internet access,  call the Texas Workforce Commission’s unemployment services line at 1-800-939-6631.
 
Be proactive lenders and creditors
If you're not able to pay your bills on time, contact your lenders and servicers to let them know about your situation. Being behind on your payments can have a lasting impact on your credit. The Consumer Financial Protection Bureau (CFPB) and other financial regulators have encouraged financial institutions to work with their customers to meet their community needs.
Credit card companies and lenders may be able to offer you a number of options to help you. This could include waiving certain fees like ATM, over payments, and late fees, as well as allowing you to delay, adjust, or skip some payments.
When contacting your lenders, be prepared to explain:
  • Your situation
  • How much you can afford to pay
  • When you're likely to be able to restart regular payments
  • In the case of mortgages, be prepared to discuss your income, expenses and assets
Be Aware of Scammers
Scammers are at work! This is the perfect time to take advantage of vulnerable individuals, especially during times of emergencies or natural disasters. Be cautious of emails, texts, or social media posts that may be selling fake products or information about emerging COVID-19  cases.
COVID-19 Scam Info for tips on how to avoid scammers.
Food Distribution Locations
Houston Food Bank has various food distribution sites throughout the county; and information on SNAP
Please contact your local municipality for additional locations in your area.
Business Resources  
Greater Houston Partnership has compiled information on public health resources, business assistance resources and general guidance related to COVID-19 and business.
COVID-19 Info